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Tech executives, equity comp, and the tax bomb.

For senior employees and executives at public and pre-IPO tech companies, equity compensation creates both extraordinary opportunity and complex tax exposure. We help you navigate it strategically.

"I have ISOs, NQSOs, and double-trigger RSUs. With a tender offer coming, what should I exercise? How do I manage AMT and liquidity?"

Here's what we typically see.

  • Concentrated stock — 20–80% of your net worth sits in one or two employer stocks with very low cost basis.
  • Multi-tax-treatment equity — ISOs, NQSOs, RSUs, ESPP — each with different tax timing and rates.
  • Liquidity events on the horizon — Tender offers, secondaries, IPOs, or M&A creating large near-term tax events.
  • AMT exposure — ISO exercises trigger AMT, and timing matters more than most people realize.
  • Maxed-out traditional planning — 401(k), backdoor Roth, mega-backdoor — you've already done the basics. What's next?

Strategies built for your situation.

  • Exercise & sell decision frameworks
    Quantitative models showing the after-tax outcome of exercise/sell/hold scenarios across market conditions.

  • AMT management
    Multi-year ISO exercise planning to use AMT credits and minimize lifetime tax burden.

  • Concentrated stock diversification
    Exchange funds, long/short SMAs, and hedging strategies that diversify without triggering immediate gain.

  • Pre-IPO and tender planning
    Coordinated planning before liquidity events to capture maximum after-tax value.

  • 83(b) elections
    Strategy and execution support for early exercise of stock options.

  • Tax-aware investing for proceeds
    Direct indexing, tax-loss harvesting, and structured strategies for deploying liquidity event proceeds.

Questions we hear from tech executives & employees.

  • I have $5M in vested RSUs that I haven't sold. Should I diversify all at once or over time?
  • My company is pre-IPO and we have a tender offer. How much should I sell?
  • I exercised ISOs and now have a huge AMT bill. What do I do?
  • I want to hedge my company stock without selling — what are my options?
  • I'm leaving my company. What should I do with my equity before I go?

If This Sounds Like You, Let's talk.

Schedule a 15-minute intro call to find out whether we are a good fit for you.

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