Answers, upfront.
FAQ: The questions prospects ask most often — about our services, our process, our fees, and how we work. If you have a question that isn't answered here, please reach out.
What services do you offer?
It depends on your needs.
If you are already financially sophisticated (e.g., we have many clients who are hedge fund managers or investment bank traders) and primarily need access to strategies through a non-discretionary relationship, we can support that.
If you are looking for a more comprehensive, family guided office–style approach — including planning, tax strategy, investments, and philanthropy — we offer that as well.
Our goal is to support you in the way that works best for you.
Do you offer tax filing?
We do not provide tax filing services at Taurus Financial.
Most of our clients already work with a CPA, and we collaborate closely with them. Through this, we've built relationships with many excellent CPAs. If you don't have one, we're happy to introduce you to a CPA who fits your situation.
I already have a CPA. Do I still need financial planning?
In many cases, yes.
Most CPAs focus on tax preparation and reporting — taking what has already happened and filing it correctly.
We focus on forward-looking tax strategy — helping you structure decisions in advance to minimize taxes over time. The two functions are complementary, not redundant.
I've done tax planning elsewhere. How are you different?
Based on client feedback, we go much deeper than most advisors — especially when it comes to large ordinary income tax, capital gain tax, or estate tax exposure.
We only recommend planning when we believe it will create meaningful value. For simpler situations, we'll be upfront about whether it's necessary.
Where will my assets be held?
Your assets are typically held at Charles Schwab, an independent custodian.
Accounts remain in your name, and we act as your advisor with limited authority depending on the engagement type.
Do you have investment minimums?
We do not have a strict minimum.
That said, we primarily work with clients who have:
• $5M+ net worth, or
• $1M+ annual household income
We may make exceptions for clients who are on a clear trajectory toward these levels or whose situation is a strong fit.
How do we meet?
Our investment team is based in New Jersey, and our planning and tax team is in Silicon Valley.
Most meetings are conducted virtually via Zoom, allowing us to work with clients nationwide.
How often do we meet?
It depends on your engagement.
Formal reviews are typically held once or twice per year. Outside of that, you are always welcome to reach out whenever you need guidance.
Why are you a hybrid firm? Why not 100% fee-only?
For advisory (RIA) clients, we act as a fee-only fiduciary.
We also maintain brokerage capabilities for clients who need certain solutions — such as insurance or specific structured strategies — as part of a broader plan.
This structure allows us to provide more flexibility, not less.
What credentials does your team have?
Our team includes professionals with CPA, CFA, and CFP designations — covering tax, investment, and financial planning expertise — all under one roof.
LPL Financial and LPL representatives do not provide tax or legal advice.
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No commitment. No sales pitch. Just an honest conversation about whether we can help.